According to data from The National Bank of Kazakhstan, the volume of cash withdrawals within the country using Kazakhstan’s and foreign payment cards amounted to 22.5 trillion tenge in January–October of the current year, an increase of 8.6% compared with the same period of 2024.
At the same time, the share of cash withdrawals in total payment card turnover in Kazakhstan declined year-on-year from 13.5% to 12.9%, a level comparable to that of advanced economies. For comparison, as recently as 2019 cash withdrawals accounted for more than half of total card turnover; in 2020 this share fell to 34.1% and has continued to decrease steadily each year.
Across regions, in January–October 2025 the share of cash withdrawals in total payment card turnover ranged from 8.3% to 27.4%. The lowest figures were recorded in Almaty Region (8.3%), Almaty (9%), and Turkistan Region (9.4%). They were followed by Astana and Atyrau Region, at 14.4% and 14.8%, respectively.
The highest share of cash withdrawals was registered in North Kazakhstan Region, at 27.4% — more than three times higher than in Almaty Region and Almaty, and more than twice the national average. It was followed by Kostanay Region (22.6%), East Kazakhstan Region (22.4%), and Pavlodar Region (22.4%).
